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Loaner institutions are being careful when financing enterprises or individuals owning a contaminated property. They have a history of purchasing installations which ended up costing more in rehabilitation costs than their actual property value. Consequently, more of them are starting to demand environmental site assessment during financial transactions.

Spheratest Environnement is a firm approved by most financial institutions, such as the Development Bank of Canada, the National Bank of Canada, the Bank Laurentienne, the Royal Bank Canada, the Caisses Populaires Desjardins and First National. Spheratest Environnement is constituted of a qualified inspection team which, as for today, has carried out more than a thousand environmental site assessments.

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